If your fund's expense ratio has risen dramatically after Sebi's recent changes, compare it with the category average before switching.
If you plan to take an auto loan, Priyadarshini Maji lists 5 points you need to consider.
Travel insurance policies do not generally cover adventurous or sporting activities such as bungee jumping, paragliding, mountain climbing, or white water rafting, which fall under hazardous activities.
Today pay-later services are available for practically anything under the sun. And these include small purchases like clothes, gadgets, movie tickets, and even food.
The destinations have a lot to offer in terms of adventure, culture and entertainment.
While buying health policies, customers should reveal any pre-existing diseases. This is the only way to ensure that the insurer does not reject claims.
'For the same level of return, you can reduce portfolio volatility significantly with a 10% to 15% exposure to international funds.'
Goals like buying a car or travelling abroad are short-term goals whereas purchasing a house or retirement planning are medium and long-term goals.
'Allocate 30% to 35% of your equity portfolio to mid-cap funds and 10% to 15% to small-cap funds.'
If you use customised cards that suit your lifestyle needs, you could also end up availing of a variety of deals, rewards, and discounts.
With the rupee crossing Rs 72/dollar in recent times, things suddenly don't look too good on several counts.
Whether it is for disaster relief or a personal cause, some online platforms help you raise funds for a fee.
It makes sense to shift to a home loan provider offering a lower interest rate or make occasional prepayments by using bonuses or other windfalls, says Sanjay Kumar Singh.
Investors in international funds should have a horizon of more than five years. Not only will this help them overcome equity and currency volatility, it will also help them enjoy better tax treatment, says Sanjay Kumar Singh.
Since NPS is used for a long-term goal like retirement, allowing younger investors to have higher exposure to equities will give them a chance to earn higher returns.
Despite returns from gold down over 5% in the past three months, it is a good idea to keep this asset class in your portfolio.
The devastation caused by the current deluge has damaged hundreds and thousands of homes and vehicles.
'If an investor wants to clone an ace investor's portfolio, s/he will be better off cloning the entire portfolio rather than cherry picking stocks selectively.'
If you default, it will affect your credit score and your career.
Insurers say they will have to study the available data to work out by how much premiums will have to go up to be able to cover mental illnesses as well
